When you have more to lose, you have more to protect.
The rewards that come with success and achievement could make you and your family more vulnerable to lawsuits - and financial losses. Today, injured parties in many countries are showing a growing willingness to sue. Both the frequency of lawsuits and the size of court awards are increasing dramatically. More often, defendants are finding that their primary insurance policy's liability coverage just isn't enough to cover these costs.

For a low annual premium Aviva Traders' Personal Umbrella Insurance will supplement the liability coverage provided by your primary policies by up to $5 million. It provides extraordinary protection for your family's financial security - and gives you the peace of mind you need to get the most out of life, wherever you and your family roam.

To be eligible for the Personal Umbrella policy you must already have standard insurance policies for your property and automobile.

When you need Personal Umbrella Insurance
There are several circumstances where having extra liability insurance can prove to be a wise investment. If you...

• have assets greater than the limits of your basic residential insurance policy,
• own a residential rental property,
• travel or own property in foreign countries,
• participate in amateur sports,
• volunteer with a non-profit organization...